ADAM J. MOELLER https://myajmfinancial.com/

Licensed Fiduciary, Financial Planner, Owner of AJM Financial

Adam J. Moeller was born and raised in Denver. He is married to his wife, Jennifer, who is a prominent estate attorney. They have two kids together, Jackson and Jordon. His father was a Lutheran minister and his mother was a teacher in the Cherry Creek School District for 35 years. Adam played basketball at Ft. Lewis College in Durango. His collegiate career continued in Fort Collins. Moeller graduated with a finance degree from Metropolitan State College in Denver. After college, his basketball talents allowed him to play professionally and get paid to participate in his passion for basketball.

His professional background and no-pressure approach have allowed Adam the opportunity to work with hundreds of clients in the areas of investing, tax planning, estate planning and long-term care, and income planning.

Adam prides himself by educating his clients – this is a key difference that separates him from other advisors. He has been a licensed fiduciary for 15 years and is committed to achieving these key objectives for his clients:

  • Maximum yield with minimum risk
  • Safety of assets
  • Protection of life savings from catastrophic illness and nursing home expenses
  • Educating his clients throughout the process
  • Reduction of taxes
  • Only providing strategies and ideas that complement your current plan
  • Working at a pace that you are comfortable with
  • Treating you like family

He is dedicated to establishing long-term relationships with all of his clients based on trust, credibility and confidence. Adam offers free consultations for all clients interested in retirement planning objectives. To get started, contact the office today at 720.974.4800.

10,000 Per Day!

Not Your Father's Retirement!

Retirement planning has undergone significant changes over the past 20 years, influenced by shifts in the economy, demographics, technology, and regulatory environments. Some of the most significant changes include the shift from defined benefit to defined contribution plans, the increase in contribution limits, the introduction of automatic enrollment and escalation features, the popularity of health savings accounts, changes in required minimum distributions, the use of target date funds, changes in Social Security policies, and the focus on longevity planning and long-term care strategies.They highlight the benefits and drawbacks of each type and emphasize the importance of working with a licensed fiduciary to choose the right annuity product. They also touch on other financial topics such as paying off a mortgage with a Roth IRA, the growth of a Roth IRA over time, and the impact of Federal Reserve rate cuts on retirement planning.

Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

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NO DO OVERS!

The conversation covers various aspects of retirement planning, financial regrets, and the role of annuities in retirement income. It emphasizes the importance of guaranteed income, risk management, and the impact of inflation on retirement planning. The discussion also highlights the significance of financial planning strategies and the role of independent advisors in retirement planning. The conversation covers a range of financial planning topics, with a focus on retirement savings, financial disparities between men and women, long-term care, estate planning, and dividend-paying stocks. The host shares insights and advice on these subjects, emphasizing the importance of education, planning, and seeking professional guidance. The conversation also highlights the challenges faced by women in retirement and the need for comprehensive financial strategies.

 

Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

 

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Surprise ! You're Retired!

The conversation discusses various unexpected expenses and challenges that retirees may face in retirement, including healthcare costs, home ownership expenses, inflation, financial support for adult children, taxes, longevity risk, and the limitations of 401(k) plans. The host emphasizes the importance of having a comprehensive financial plan and working with an independent advisor. The conversation also touches on strategies such as opening a health savings account, setting aside a home maintenance fund, considering Roth conversions, and building a guaranteed lifetime income stream.  The conversation then shifts to the role of annuities in retirement planning, with a focus on different types of annuities and their benefits. The hosts also discuss the involvement of large investment management firms like BlackRock in the annuity business. The conversation concludes with a discussion on inflation and its impact on retirement planning.

Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

 

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Misconceptions About Retirement,

On this episode of Mile High Money, Adam Muller and Jackie Selby discuss common misconceptions about retirement and provide tips to help listeners save more. They emphasize the importance of having a comprehensive and customized retirement plan that incorporates a budget for spending and guaranteed income. They also address the misconception that people can live off less in retirement, highlighting the rising costs of living, taxes, and healthcare. Another misconception they address is the assumption that everyone will retire at 65, emphasizing that the timing of retirement should be based on individual circumstances. They also discuss the importance of tax planning in retirement and strategies to reduce taxes and increase cash flow. Overall, the episode provides valuable insights and advice for planning a successful retirement. The conversation concludes with a Q&A session addressing questions about Roth 401k withdrawals, investment portfolios, and company matches in IRAs.

Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

 

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Late Start on Retirement Saving, Some Tips to Help You

In this conversation, Adam Muller  discusses retirement savings strategies for individuals starting in their 50s. He emphasizes the importance of increasing contribution limits and taking advantage of catch-up contributions for those over 50. He also discusses the need for a more aggressive investment approach and the importance of seeking advice from a financial planner. Other topics covered include the benefits and risks of real estate investments, the limitations of bonds as low-risk investments, and the advantages of fixed annuities and fixed indexed annuities for retirement savings. In this conversation, he suggests regularly rebalancing investment portfolios and considering downsizing or investing in real estate for additional income. Lastly, he discusses the optimal timing for taking Social Security benefits and the importance of having a comprehensive financial plan tailored to individual needs and goals.

 

Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

See omnystudio.com/listener for privacy information.

Making Your Retirement Rock!

In this episode of Mile High Money, Adam Muller discusses tips to help listeners prepare for retirement. He covers topics such as the Secure Act and Secure Act 2.0, delaying social security, understanding the sequence of returns, involving both spouses in financial planning, and keeping good financial records. Adam emphasizes the importance of having a financial game plan and offers a free comprehensive financial review for listeners. In this conversation,Jackie Selby and Adam Moeller discuss the importance of understanding fees and hidden costs associated with variable annuities. They emphasize the need for clients to be educated about their investments and to ask the right questions.  The hosts address listener questions about investing in safe assets, opening a Roth IRA, and working while collecting Social Security benefits.

Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

 

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Let's Talk About Inflation, Yes Again!

The conversation covers various topics including inflation, retirement planning, diversification, RMDs, and tax strategies. The hosts discuss the importance of having a long-term financial plan and considering factors such as inflation, taxes, and long-term care. They also emphasize the need for diversification and the potential benefits of investing in real estate or precious metals. The conversation highlights the importance of addressing RMDs and developing strategies to minimize tax implications. Overall, the hosts provide insights and advice on various financial planning topics.

Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

See omnystudio.com/listener for privacy information.

No Mulligans in Retirement Planning.

On this episode of Mile High Money, Adam Mueller and Jackie Selby discuss the lessons that can be learned from golf and how they can be applied to retirement planning. They cover topics such as avoiding get-rich-quick schemes, choosing the right investment strategy, understanding the rules and fundamentals of financial planning, and managing the ups and downs of the market. They also highlight the importance of studying and learning from others' experiences, avoiding emotional decision-making, and having a comprehensive financial plan. The episode concludes with a discussion on the yips in golf and how they can be avoided in financial planning. In this conversation,  Additionally, he addresses questions from listeners about rolling over a 401k, choosing a financial advisor, and saving for retirement.

Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

See omnystudio.com/listener for privacy information.

Bad Advice From Social Media!

This episode of Mile High Money with Adam Muller discusses the dangers of bad financial advice on social media, particularly on platforms like TikTok. The episode explores the prevalence of misleading financial advice on social media and the potential harm it can cause. It also delves into the myth surrounding 401(k)s and the importance of exploring better retirement options. Overall, the episode emphasizes the importance of seeking reliable and trustworthy financial advice. The conversation covers various topics related to retirement planning and financial management. It begins with determining retirement income needs, including fixed expenses and healthcare costs. The discussion then moves on to maximizing Social Security benefits and assessing retirement savings, such as 401k, pension, and IRA accounts. Planning for retirement five years out is emphasized, with considerations for asset allocation and guaranteed income streams. The host offers a financial review and analysis service, followed by a Q&A session covering topics such as rolling over a 403B account, spending down tax-deferred funds, living on dividend income, and options when a 401k is unavailable.

 

Reach out to Adam at 800-467-0737 or https://myajmfinancial.com

See omnystudio.com/listener for privacy information.